There’s something exciting about being the first to live in a home — everything is brand new, modern, and (hopefully) move-in ready. But buying new construction is very different from purchasing a resale home, and there are both perks and pitfalls to be aware of.
Whether you’re eyeing a builder’s model home or a to-be-built development, here’s what you need to know about buying new construction.
✅ PROS of Buying New Construction
1. It’s Brand New
No stains, no weird smells, no years of wear and tear. Everything from the roof to the foundation to the appliances is unused and under warranty.
Bonus: You’re less likely to face big repairs for at least a few years.
2. Modern Layouts and Energy Efficiency
- Open floor plans
- Smart home features
- Energy-efficient windows, insulation, and HVAC
- Updated electrical and plumbing systems
That can mean lower utility bills and fewer surprises down the road.
3. Customization Options
If you’re buying early in the build process, you may be able to choose:
- Floor plans
- Cabinet colors and countertops
- Flooring materials
- Paint, lighting, fixtures, and more
It’s like building your dream home — without starting from scratch.
4. Builder Warranties
Most builders offer a one-year warranty for cosmetic issues and longer coverage (up to 10 years) for structural defects. That provides peace of mind and protection beyond what you’d get in a typical resale deal.
5. Lower Maintenance Costs (Initially)
New appliances, roofing, and systems mean you likely won’t need major repairs for several years — which can be great for your budget.
❌ CONS of Buying New Construction
1. Higher Prices (and Less Negotiation)
New homes often come with a premium price tag — and builders rarely budge on base prices. You may be able to negotiate upgrades or closing costs, but don’t expect deep discounts like you might with motivated sellers.
2. Long Wait Times
If you’re buying a home that’s not yet built, expect delays. Weather, supply chain issues, and permitting can push back your move-in date by weeks or even months.
Tip: Always ask for a realistic timeline and include contract protections for construction delays.
3. Upgrades Can Add Up Fast
That model home you fell in love with? It’s loaded with tens of thousands in upgrades. The base price rarely includes:
- Granite or quartz counters
- Premium flooring
- Fencing and landscaping
- Garage door openers or blinds
Get a full list of included features — and compare to upgrade costs.
4. Lack of Mature Landscaping and Community Feel
New developments can feel sterile at first. Trees are small, grass is patchy, and it may take years for the neighborhood to feel “lived in.”
Some areas also lack established schools, grocery stores, or transit until the area fully develops.
5. You Might Need a Construction Loan or Builder-Approved Lender
Some builders offer preferred lender incentives, but they may come with strings attached. Always compare terms with your own lender, and don’t feel pressured to use the builder’s mortgage company.
What to Ask the Builder or Agent
- What’s included in the base price?
- What upgrades are available — and what do they cost?
- Is landscaping or fencing included?
- What warranties are provided?
- What’s the estimated completion date — and what happens if it’s delayed?
- What’s the builder’s history and reputation?
Tips for a Smooth Experience
- ✅ Use a real estate agent — the builder’s agent works for them, not you
- ✅ Get a third-party inspection — even if it’s brand new
- ✅ Review HOA documents if buying in a community
- ✅ Get everything in writing — especially upgrade promises and completion dates
Bottom Line
New construction can be a fantastic option if you want modern design, energy efficiency, and low maintenance — and are okay with a longer timeline and premium price.
Want help comparing new vs. resale options in your area? At Trusted in Town, we’ll connect you with a real estate expert who knows the builders, incentives, and risks — and who will look out for you, not the developer.
Contact us here to get started today.